Make Sure Bills Get Paid!
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Authored by , re: Healthcare Management, on .
Make Sure Bills Get Paid! | Rebecca Eddy

{3:03 minutes to read} Paying bills is a critical part of any routine. Sometimes, things happen and bills go unpaid. Below, we share a few examples:

  • Justine had long-term care insurance, but when she developed Alzheimer's Disease and became confused about bills, her policy lapsed. Without insurance, she doesn’t have the coverage for the aides that she needs.
  • Deborah had her Medicare prescription insurance on autopay, specifically so she wouldn't miss a payment. For some reason, the insurance stopped taking the automatic deductions from her checking account and started sending her bills instead.

Click here to read Rebecca Eddy's full article...

Discretionary Authority Under ERISA
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Authored by , re: Insurance, on .
Discretionary Authority Under ERISA | Evan Schwartz

{3:30 minutes to read} Discretionary authority can have, and has had, a devastating impact on the ability of people to get paid by their insurance companies.  Long-term disability policies, health insurance policies, and other types of coverage obtained through a private employer are typically governed by a federal law called ERISA—the Employee Retirement Security Act of 1974.

Click here to read Evan Schwartz's full article...

Nursing Home Abuse & Neglect
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Authored by , re: Elder Care, LAW RELATED ARTICLES, Personal Injury, on .
Nursing Home Abuse & Neglect | Howard Raphaelson

When admitting a loved one to a nursing home, we enter into a sacred trust with the facility and its caretakers. We fully expect that our loved ones will be properly cared for and always treated with dignity and respect. Unfortunately, negligence and outright abuse in nursing homes is far too common. Although many state and federal regulations have been established to protect nursing home residents, gross violations occur every single day, tragically compromising the health, well-being, and dignity of some of our society's most vulnerable members.

Click here to read Howard Raphaelson's full article...

In the News: Grandparents’ Rights
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Authored by , re: Family & Divorce, on .
In the News: Grandparents’ Rights | Murphy & Cistaro

On January 12, 2016, the New Jersey Supreme Court reached a decision in the Major vs. MacGuire case. This decision brought to light an important subject—grandparents’ rights—and the Supreme Court established a roadmap to be used for addressing procedural issues in grandparents’ rights cases. What do we mean when we say “grandparents’ rights”? Grandparents may have the right to see their grandchildren. 

Click here to read Murphy & Cistaro's full article...

How Is a Collection Agency Different From a Collection Law Firm?
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Authored by , re: REAL ESTATE ARTICLES, on .
How Is a Collection Agency Different From a Collection Law Firm? | Peter Roach

If you are owed a debt that you have been unable to collect, you can hire a collection agency or retain a collection law firm to collect it for you. There are significant differences between the services the two provide, as well as the fee structure charged by each.

A collection agency is comprised of non-lawyers who make phone calls and write letters on your behalf. They contact the debtors, inform them of their delinquent obligations, and try to convince them to pay what is owed. But all they can do is request the debtor to voluntarily pay the debt. 

Click here to read Peter Roach's full article...

Divorcing? How to Protect Your Child’s College Funds
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Authored by , re: Family & Divorce, FINANCIAL ARTICLES, Financial Planning & Insurance, on .
Divorcing? How to Protect Your Child’s College Funds | Vickie Adams

Recently, I was quoted in a Reuters article which showcased various ways that families save funds for their children to attend college. Sometimes in my work as a Certified Financial Planner®, I use the example of divorce as a way to communicate one of the best reasons to hold funds in a 529 college savings plan. Oftentimes, when a divorce occurs, any nebulous chunk of cash that’s been commingled with other savings is one of the first to be diverted from its initial purpose—for example, college.

Click here to read Vickie Adams' full article...

It Takes 2, Baby!? Or, What Happens When Only One Person Wants the Divorce?
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Authored by , re: Family & Divorce, MEDIATION, on .

{6:48 minutes to read} In New Jersey, divorce requires only one willing party. So what about the other party? The one who doesn’t want the divorce? And how can this work in mediation? Mediation is sometimes believed to be an alternative only when both parties want divorce. I would suggest that mediation is still the best alternative, even for the party who doesn’t want to end the marriage. Because a divorce will occur, with or without the consent of the non-moving party, the question becomes not whether there will be a divorce but how it will be reached. Mediation is always the better process, but perhaps even more so for the one who hasn’t had the opportunity to initiate the divorce.

Click here to read Rachel Alexander's full article ...

Dream Team
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Authored by , re: Family & Divorce, on .
Dream Team | Laura Bonarrigo

Remember when you were a kid and the world was laid out in front of you like a dreamy summer’s day? I recall spending hours on my family’s farm working in the garden or in the barn milking goats (yep, I can do that), daydreaming of singing on a Broadway stage and then conducting interviews about my amazing talents as an actor and singer and dancer. (News flash: just to set the record straight—I can’t dance, and though I can carry a tune, in NYC among real singers, I would be considered an amateur!) So back to daydreaming and what those dreams have to do with divorce.

Click here to read Laura Bonarrigo's full article...

Tips to Convert an Online Lead into a Sale
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Authored by , re: MARKETING, on .
Tips to Convert an Online Lead into a Sale | Amy Zucchi-Justice

Lead generation means taking leads—potential clients and customers—and nurturing them in the right way so that you can convert them into actual clients and customers.

In the past, we’ve talked about having unique landing pages on your website that tie in with your social media outlets; somebody who gives their information on your website is a hotter lead than someone you make a cold call to. Arguably, the person who volunteers their information to you could be a better lead than a referral, because they clearly want something from you—and they have already taken the time and made a leap of faith to give you their information.

Click here to read Amy Zucchi-Justice's full article...

NFL Football: The Pain Behind the Pom-Poms
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Authored by , re: Business Development, on .
NFL Football: The Pain Behind the Pom-Poms | Alan Krystal

{3:36 minutes to read} As another NFL season begins, the attention of the fans turns to the excitement of the game and the overall football experience. Part of that NFL experience is the team cheerleaders. On the surface, being a cheerleader would appear to be a glamorous job. But to paraphrase the late Freddie Mercury, it’s often not a bed of roses nor a pleasure cruise. The reality of the situation is that many NFL cheerleaders face the same wage and hour challenges that workers in less glamorous jobs face. 

Click here to read Alan Krystal's full article...

Do I Need a Working Prototype Before Filing My Patent? Ask Edison!
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Authored by , re: Intellectual Property, LAW RELATED ARTICLES, on .
Do I Need a Working Prototype Before Filing My Patent? Ask Edison! | Pat Werschulz

{5:00 minutes to read} Today I want to talk about a book I just finished reading, called The Last Days of Night: A Novel by Graham Moore, about the patent wars between Thomas Edison and George Westinghouse.  Edison filed over 300 patent infringement lawsuits against Westinghouse. The Characters Thomas Edison – Attributed with having invented the light bulb, among many other things; patented the direct current (DC) lighting system.

Click here to read Pat Werschulz' full article...

Developing Requirements For Patentable Subject Matter
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Authored by , re: Business Development, on .
Developing Requirements For Patentable Subject Matter | Bill Samuels

In talking to clients whose patent applications involve software, it simply is not good enough to ask for as much specificity as possible to help remove the invention from the realm of an abstract idea and avoid an unpatentable subject matter rejection. Rather, it now seems that the required specificity must also be grounded in a "technical means" for implementing the software components. Of course, what this "technical means" encompasses is not necessarily easy to define.

Click here to read William R. Samuels' full article...

The Plaintiff’s Personal Injury Glossary of Terms (Part 1): Know the Basics!
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Authored by , re: LAW RELATED ARTICLES, Personal Injury, on .
The Plaintiff’s Personal Injury Glossary of Terms (Part 1): Know the Basics! | Ron Katter

{2:10 minutes to read} When an individual is injured and believes that someone else is responsible, they often seek an attorney's advice on what to do. This article is an introduction to terms and concepts that apply to personal injury cases. It is intended to help people better understand the discussions that may take place with an attorney so that they can decide how to move forward.

Click here to read Ron Katter's full article....

What’s Fair Is Fair…Right?
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Authored by , re: Family & Divorce, on .
What’s Fair Is Fair…Right? | ANEW Divorce Planning

{3:42 minutes to read} Recently, I had a consultation with a woman who was separated from her husband, but for several reasons, she had not been able to communicate with him regarding property divisions. She was ready to move forward, but he simply wasn’t. In our meeting, she kept referring to wanting an “equal division” of their property. She surmised that our meeting was to gain my help in identifying the assets and figuring out the best “equal” split. Simple enough. Just take and add all of the:

Click here to read ANEW Divorce Planning's full article... 

 

The Importance of Preparing for the Future
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Authored by , re: Trusts, Estates & Elder law, on .
The Importance of Preparing for the Future | Ron Fatoullah

By Ronald A. Fatoullah

When people are in the midst of their child-rearing years, they typically don’t worry about costs that they might incur in their post-retirement years. Life is in the now, and between carpooling, piano lessons and other extracurricular activities, summer camp, and the cost of tuition, time is limited and there are few extra funds to address the potential health care costs that may arise in the future.

Click here to read Ronald Fatoullah's full article...

4+ Surprising Benefits of Testimonials
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Authored by , re: Business Development, on .
4+ Surprising Benefits of Testimonials | Vikram Rajan

When we obtain a testimonial, we benefit in 4 ways:

1. When our clients say it in their own words, we’re able to fully understand the value that we’re providing. Sometimes testimonials on websites and brochures don’t sound “authentic” because they are not in the client’s actual words.

2. When clients express or vocalize the value that they have experienced, they are reiterating it to themselves too—essentially reaffirming their loyalty. If a competing vendor or practitioner comes knocking on their door, literally or figuratively, hopefully, their testimonial has already resold them.

Click here to read Vikram Rajan's full article....

Make Up 3 Stories
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Authored by , re: MEDIATION, Miscellaneous, on .
Make Up 3 Stories by Carolyn Parr

Like Paris, Washington, DC is a city of outdoor cafes. One of my favorite things to do while sipping a margarita at Guapo’s is to make up stories about the people passing by. It’s fun to do with a friend. Recently, for instance, a clean-shaven, neatly dressed brown-skinned man with straight hair walked by. He wore a blue dress shirt, open at the neck, with his sleeves rolled up. He looked 30-ish, serious, focused as he entered Starbucks next door.

Click Here to read Carolyn Parr's full article...

Words Do Matter
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Authored by , re: Business Law, LAW RELATED ARTICLES, on .
Words Do Matter | Aimee B. Davis

{3:54 minutes to read} In interpreting legal documents, the words actually matter. A well-trained attorney is best suited to understand and explain to a lay person the implications of the presence or absence of certain words. I often feel like I am speaking another language when discussing financing transactions, even with other attorneys less familiar with these types of deals. Generally, people just don’t understand what I’m saying.

Click here to read Aimee B. Davis' full article...

Are You a Nigerian Prince, or Do You Just Want My Money?
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Authored by , re: Intellectual Property, LAW RELATED ARTICLES, on .
Are You a Nigerian Prince, or Do You Just Want My Money? | Mark Kaufman

Attorneys beware: The equivalent of the so-called “Nigerian prince who has been trying to contact you” has found out where you work! Recently I received a referral for a potential client from another attorney. The first email from this potential client, whom I will call Mr. Jones, explained that he had matters pending in three different jurisdictions.

Click here to read Mark Kaufman's full article...

Introducing David Valdez
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Authored by , re: REAL ESTATE ARTICLES, on .
Introducing David Valdez | George Grace

Goldman Sachs alum David Valdez officially joined Mohr Partners as a Managing Director last month to support our mission of advising our clients to navigate the complex world of New York City commercial real estate with our strategic representation and market analysis. In addition to working at Goldman, David has amassed years of experience at Cushman Wakefield and CBRE. He brings with him a whole new dimension to what we’re doing at Mohr Partners, including:

Click here to read George Grace's full article....

Networking “Deposits” That Make You “Coffee-Worthy”
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Authored by , re: Business Development, on .
Networking “Deposits” That Make You “Coffee-Worthy” | Cynthia Greenawalt

In my last article, “Are You Coffee-Worthy?” we explored how you can become a high-priority contact who can request “coffee time” with someone you’ve recently met. When you’re new to them, you’re sort of at the bottom of the line in their priorities! This puts the burden on you to find ways to move up on their pole ranking. Here are some networking courtship deposits that can help you do so:

Click here to read Cynthia Greenawalt's full article...

Back to School: Shared Parenting Plan Challenges
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Authored by , re: Family & Divorce, Miscellaneous, on .
Back to School: Shared Parenting Plan Challenges | Melissa Burns

{3:18 minutes to read} As summer draws to a close, many parents are eager for their children to start school. While the largely unstructured summer schedule may be welcomed at first, it can be challenging for parents, especially those who work outside of their homes, to fill all of those days with activities for their children. When school resumes, so do the hectic and sometimes conflicting schedules that come with extracurricular activities.

  • Ava has soccer practice every Wednesday.
  • James has band practice on Thursdays.
  • Zoe has gymnastics class on Mondays.

Click here to read Melissa Burns' full article...

Broad-Spectrum Parenting
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Authored by , re: Family & Divorce, on .
Broad-Spectrum Parenting | Jeff Zimmerman

{Read in 4 minutes} Most of us are familiar with the concept of “fight or flight”—when attacked, many forms of life will choose either to fight the enemy or to flee from the dangerous situation. This concept can also be applied to co-parenting relationships during which parents often engage in hostile or defensive communication.

Click here to read Jeff Zimmerman's full article...

What is Meant by a Gray Divorce? Part 1
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Authored by , re: Family & Divorce, on .
What is Meant by a Gray Divorce? Part 1 | Susan Ingram

{2:24 minutes to read} You may have heard the term Gray Divorce and wondered what it meant. Typically, it refers to older adults who, in their 50s, 60s and older, have divorced their spouses. Research reveals that the divorce rate for this age group has spiked significantly over the past twenty years. Two decades ago, adults 50 and older accounted for about 10% of divorces. Today, the divorce rate for this group has risen to nearly 25%, with half of those divorces occurring in long-term first marriages.

Click here to read Susan Ingram's full article...

To Tax or Not to Tax? – Countries in the EU Face Dilemma
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Authored by , re: Accounting & Bookkeeping, on .
To Tax or Not to Tax? – Countries in the EU Face Dilemma | Neil Bass

Taxes are necessary. Nations cannot function without tax revenue. Tax systems throughout the world differ widely. Some countries, like the U.S., tax corporations to the hilt. After all, the U.S. is arguably the best place to do business, so why not make corporations pay a higher tax for the privilege of doing business here? Other countries maintain low tax systems in the interest of attracting businesses and jobs.

Click here to read Neil Bass' full article...

How The Start of School Can Impact a Parenting Plan
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Authored by , re: Family & Divorce, LAW RELATED ARTICLES, on .
How The Start of School Can Impact a Parenting Plan | Clare Piro

{3:54 minutes to read} When I litigated, there were two times of year when I would receive quite a few calls from parents questioning a current or proposed parenting plan. The first was in December and centered around sharing the children during the holidays. The other, as the topic of this post indicates, was in September and centered around issues raised by the return to school. Just like those unhappy children who have to leave the freedom of summer for the restriction of a classroom, there are unhappy parents who feel that access while school is in session should be different from access during the summer.

Click here to read Clare Piro's full article...

Lenders Beware: Bankruptcy Judge Orders Mortgage Lender to Pay $250,000 in Punitive Damages for $297.72 Stay Violation
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Authored by , re: Bankruptcy & Credit, on .
Lenders Beware: Bankruptcy Judge Orders Mortgage Lender to Pay $250,000 in Punitive Damages for $297.72 Stay Violation | Michael L. Moskowitz

In June, a Bankruptcy Judge for the Northern District of Ohio calculated $250,000 in punitive damages against a mortgage lender for violating the automatic stay by incorrectly filing a proof of claim on a car loan that had not been transferred to that lender. In re Mocella, 552 B.R. 706 (Bankr. N.D. Ohio 2016).

Click here to read Michael L. Moskowitz's full article...

When You’re Getting Divorced, Feelings Matter!
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Authored by , re: Family & Divorce, on .
When You’re Getting Divorced, Feelings Matter! | Katherine Miller

{2:30 minutes to read} Of course, feelings matter! Despite this reality, the way divorce discussions are framed by the law are not about feelings.  “Oh, you’re devastated by the betrayal of your husband who had an affair? That’s really too bad, I’m sorry for your pain, but it makes no difference.”   The law in New York, except in very extreme—and I mean VERY extreme—circumstances, does not recognize fault in financial determinations. In most states, fault is not something that is recompensed by money.

Click here to read Katherine Miller's full article...

Take Control of Your Case. Take Control of Your Future.
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Authored by , re: Family & Divorce, FINANCIAL ARTICLES, on .
Take Control of Your Case. Take Control of Your Future. | Vickie Adams

Female clients who are the higher earning spouse are trending in my practice. These women are successful professionals who fear they have more to lose in a divorce than their spouses. They’re not only responsible for most of the financial obligations, they often retain the majority of household responsibilities including child rearing. They naturally trust their spouses to be responsible in their dealings with household finances.

Click here to read Vickie Adams' full article...