Author Archives: Laraine E. Schwartz

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About Laraine E. Schwartz

Laraine E. Schwartz, Esq. is an attorney & partner at Winograd and Schwartz Attorneys at Law, PC in West New York, New Jersey.
EMAIL: Laraine@winogradandschwartz.com
BIO: About Laraine
PHONE: 201-770-9990

Will Ohio Be the Next State to Endorse Marriage Equality?
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Authored by , re: Family & Divorce, LAW RELATED ARTICLES, on .
Will Ohio Be the Next State to Endorse Marriage Equality? | Laraine E. Schwartz

On April 14th, U.S. District Judge Timothy Black issued a much-anticipated ruling requiring Ohio to legally recognize all marriages that have been validly performed in other states. The case stems from a lawsuit that challenged the constitutionality of the state’s 2004 voter-approved gay marriage ban.

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What Is the HUD-1 Settlement Statement and How Is It about to Change?
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Authored by , re: Immigration law, LAW RELATED ARTICLES, Real Estate, on .
What Is the HUD-1 Settlement Statement and How Is It about to Change? | Laraine E. Schwartz

If you've ever bought or sold a house, you’ve likely seen the HUD-1 Statement. This form is used by all parties, their lawyers, lenders, real estate agents and title company to itemize all charges imposed upon a borrower and a seller in a real estate transaction. It gives each party a complete list of the incoming and outgoing funds.

The Real Estate Settlement Procedures Act (RESPA) requires that the form be used in all transactions which involve federally-regulated mortgage loans. In New Jersey, we use the HUD-1 for every real estate transaction and for years fondly referred to it as the RESPA.

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The New Mississippi Anti-Gay Bill You Haven’t Heard About (This One Was Actually Signed Into Law)
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Authored by , re: Family & Divorce, LAW RELATED ARTICLES, on .
The New Mississippi Anti-Gay Bill You Haven’t Heard About (This One Was Actually Signed Into Law) | Laraine E. Schwartz

Most Americans are aware of the recent controversy in the state of Arizona, in which the legislature passed a bill which would have given business owners the right to refuse service to gays and lesbians on religious grounds. After facing intense pressure from opponents of the bill, including Arizona’s two Republican Senators, Governor Jan Brewer ultimately vetoed the measure.

What most people don’t know is that a bill very similar to the one debated in Arizona was quietly proposed in the state of Mississippi. And while the Arizona law was eventually vetoed, the Mississippi bill was just signed into law by Governor Phil Bryant.

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Home Inspections 101
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Authored by , re: LAW RELATED ARTICLES, Real Estate, on .
Home Inspections 101 |  Laraine E. Schwartz

The process of buying a home is not yet as green as we would like —  i.e. not friendly to trees. At the end of the deal, hundreds of pages have been read, discussed, signed and filed.

In New Jersey, after both parties have signed the Contract of Sale and after the attorney review period has concluded, the buyer typically has 10 to 14 days to obtain a professional home inspection. It is strongly recommended that the buyer have a certified professional perform the inspection on the house, condo or co-op.

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The Visa Bulletin – What You Need to Know and How to Understand Priority Dates When Filing Immigration Petitions for Your Relatives
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Authored by , re: Immigration law, LAW RELATED ARTICLES, on .
The Visa Bulletin – What You Need to Know and How to Understand Priority Dates When Filing Immigration Petitions for Your Relatives | Laraine E. Schwartz

Currently the United States has a complex system in place to control our rate of permanent legal immigration. Even before we implement Comprehensive Immigration Reform (ever the optimist), for many years there have been annual limits on the total number of immigrants processed, as well as allotments per visa category and country. Congress determines the number of immigrants allowed to enter the U.S. for each category and country. Most categories have annual limits, with a few exceptions.

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The How-To Guide to Consular Processing When Seeking a Family-Based Immigrant Visa
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Authored by , re: Immigration law, LAW RELATED ARTICLES, on .
The How-To Guide to Consular Processing When Seeking a Family-Based Immigrant Visa | Laraine E. Schwartz

Immigration law is a maze to follow. For foreign nationals who are seeking a visa based on their family ties in the U.S., here is a brief overview of what you and your family need to know.

First, in order to be able to legally sponsor a relative of yours to immigrate to the United States, you must meet the following criteria:

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