I was recently contacted by a client who was denied coverage under her husband’s health insurance plan. The reason for the denial was that her claim was for a service that occurred after the judge had signed her divorce but before she knew it had been signed. First, some background. Most companies will allow an employee to continue to cover his or her spouse under a family health insurance plan after a legal separation but before a divorce. The reason for this is that a spouse is still considered a family member until the divorce.